How Baccarat Payouts Are Structured
The Player bet pays even money — 1:1, straightforward. The Banker bet also pays 1:1 but carries a 5% commission on winning hands because it wins slightly more often statistically. That commission is how the house edge stays consistent across both sides. A Tie bet pays 8:1 on most tables — attractive on paper, but the statistical edge is much wider. Side
bets like Pair and Dragon Bonus have their own fixed pay tables, visible on each table before you place a chip. Evolution's Speed Baccarat and Pragmatic Play Live's Baccarat tables both display these rates in the game interface before every deal.